/* ============================================================
   SPARHAUSE DESIGN TOKENS — Verivox-Palette + Red-Sun-Editorial
   Farben verifiziert von verivox.de (Stand: 04.08.2026)
   ============================================================ */
:root{
  --c-primary:#ff5600;        /* Verivox-Orange — CTA, Akzent */
  --c-primary-deep:#e04c00;   /* Hover */
  --c-ink:#343231;            /* Fließtext, dunkle Flächen */
  --c-ink-deep:#0c0c0c;
  --c-ink-muted:#686462;      /* Sekundärtext */
  --c-soft:#fff3ed;           /* Soft-Peach-Fläche */
  --c-surface:#f6f6f6;
  --c-line:#e6e5e4;
  --c-positive:#2a6a40;       /* Zinssätze auf hellem Grund */
  --c-positive-bright:#7dd8a5;/* Zinssätze auf Ink-Grund */
  --c-negative:#d90025;       /* Fehler (AA-konform) */
  --c-steel:#24547c;
  --c-white:#ffffff;
  --font-display:'Instrument Serif',Georgia,serif;
  --font-body:'Manrope',-apple-system,system-ui,sans-serif;
  --ease:cubic-bezier(0.16,1,0.3,1);
  --r-card:2rem; --r-panel:3rem; --r-pill:30px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:var(--font-body);font-size:18px;line-height:1.6;color:var(--c-ink);background:var(--c-white);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--c-steel)}
:focus-visible{outline:3px solid var(--c-primary);outline-offset:3px;border-radius:4px}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.serif{font-family:var(--font-display);font-weight:400}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
::selection{background:rgba(255,86,0,.16);color:var(--c-ink)}

/* Ambient Blurs */
.ambient{position:fixed;border-radius:50%;filter:blur(110px);background:var(--c-primary);opacity:.10;pointer-events:none;z-index:0}
.ambient--tr{width:560px;height:560px;top:-180px;right:-160px}
.ambient--bl{width:480px;height:480px;bottom:-200px;left:-180px;opacity:.07}

/* Entry-Animation (fade-up + 2deg Rotation) */
@media (prefers-reduced-motion: no-preference){
  .fade-up{opacity:0;transform:translateY(28px) rotate(2deg);transform-origin:left bottom;
    transition:opacity .8s var(--ease),transform .8s var(--ease)}
  .fade-up.is-in{opacity:1;transform:none}
}

/* ================= HEADER ================= */
.site-header{position:fixed;inset:0 0 auto;z-index:50;transition:background .25s var(--ease),box-shadow .25s var(--ease)}
.site-header.is-scrolled{background:rgba(255,255,255,.8);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(52,50,49,.08)}
.site-header .bar{display:flex;align-items:center;gap:28px;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--c-ink)}
.brand--light{color:#fff}
.brand-mark{width:36px;height:36px;border-radius:9px;background:var(--c-primary);display:grid;place-items:center;transform:rotate(3deg);transition:transform .3s var(--ease);flex:0 0 36px}
.brand:hover .brand-mark{transform:rotate(12deg)}
.brand-mark span{font-family:var(--font-display);font-style:italic;font-weight:700;color:#fff;font-size:22px;line-height:1}
.brand-name{font-weight:700;font-size:20px;letter-spacing:-.01em}
.site-nav{display:flex;gap:26px;margin-left:auto}
.site-nav a{font-size:14px;font-weight:600;color:rgba(52,50,49,.8);text-decoration:none;transition:color .15s}
.site-nav a:hover{color:var(--c-primary)}
.header-phone{font-size:14px;font-weight:700;color:var(--c-ink);text-decoration:none;white-space:nowrap}
.site-header .btn{margin-left:auto}
.site-header .site-nav + .header-phone,.site-header .header-phone + .btn{margin-left:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;cursor:pointer;text-decoration:none;font-family:var(--font-body);border-radius:var(--r-pill);transition:background .16s var(--ease),color .16s var(--ease),border-color .16s var(--ease)}
.btn-primary{background:var(--c-primary);color:#fff;font-weight:700;box-shadow:0 10px 30px -8px rgba(255,86,0,.35)}
.btn-primary:hover{background:var(--c-primary-deep)}
.btn-primary:disabled{opacity:.6;cursor:progress}
.btn-sm{padding:11px 22px;font-size:13px;letter-spacing:.06em;text-transform:uppercase}
.btn-lg{padding:18px 38px;font-size:19px;font-weight:700}
.btn-ghost{background:transparent;color:var(--c-ink);border:2px solid rgba(52,50,49,.12);font-weight:700}
.btn-ghost:hover{border-color:var(--c-ink)}
.btn-white{background:#fff;color:var(--c-primary);font-weight:700}
.btn-white:hover{background:var(--c-soft)}

/* ================= HERO ================= */
.hero{position:relative;padding:170px 0 40px;text-align:center;z-index:1}
/* Dev serif %-süsü: konunun (Zins) sessiz imzası */
.hero::before{content:"%";position:absolute;z-index:-1;top:-40px;right:4%;font-family:var(--font-display);font-style:italic;font-size:clamp(14rem,30vw,34rem);line-height:1;color:var(--c-soft);pointer-events:none;user-select:none}
.hero--page{padding-bottom:120px;min-height:52vh}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--c-soft);color:var(--c-ink);border-radius:999px;padding:8px 18px;font-size:13px;font-weight:600;margin-bottom:34px}
.hero-badge svg{width:15px;height:15px;stroke:var(--c-primary)}
.hero h1{font-family:var(--font-display);font-weight:400;font-size:clamp(2.6rem,7.5vw,6.5rem);line-height:1.02;letter-spacing:-.02em}
.hero h1 em{font-style:italic;color:var(--c-primary)}
.hero-sub{max-width:42rem;margin:26px auto 0;font-size:19px;color:rgba(52,50,49,.7)}
.hero-note{margin-top:14px;font-size:14px;color:var(--c-ink-muted)}
.hero-actions{margin-top:36px;display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ================= RECHNER ================= */
.calc-section{position:relative;z-index:1;padding:48px 0 96px}
.calc-card{background:#fff;border:1px solid rgba(52,50,49,.07);border-radius:var(--r-panel);box-shadow:0 30px 80px -30px rgba(12,12,12,.14);overflow:hidden;display:grid;grid-template-columns:1.1fr .9fr}
.calc-inputs{padding:56px 52px}
.calc-inputs h2{font-family:var(--font-display);font-size:2.4rem;font-weight:400;margin-bottom:8px}
.calc-inputs .hint{font-size:15px;color:var(--c-ink-muted);margin-bottom:36px}
.field-label{display:flex;justify-content:space-between;align-items:baseline;font-size:14px;font-weight:700;margin-bottom:10px}
.field-label .val{font-size:15px;color:var(--c-primary);font-weight:700;font-variant-numeric:tabular-nums}
.amount-row{display:flex;gap:14px;align-items:center;margin-bottom:8px}
.amount-input{flex:0 0 190px;position:relative}
.amount-input input{width:100%;padding:14px 44px 14px 18px;font:600 18px var(--font-body);color:var(--c-ink);border:2px solid var(--c-line);border-radius:16px;background:#fff;transition:border-color .15s}
.amount-input input:focus{outline:none;border-color:var(--c-primary)}
.amount-input .unit{position:absolute;right:16px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--c-ink-muted)}
input[type=range]{flex:1;appearance:none;-webkit-appearance:none;height:6px;border-radius:3px;background:linear-gradient(to right,var(--c-primary) var(--fill,30%),var(--c-line) var(--fill,30%))}
input[type=range]::-webkit-slider-thumb{appearance:none;-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--c-primary);cursor:pointer;box-shadow:0 2px 8px rgba(12,12,12,.18)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--c-primary);cursor:pointer}
.range-scale{display:flex;justify-content:space-between;font-size:12px;color:var(--c-ink-muted);margin:6px 2px 34px}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;background:var(--c-surface);padding:6px;border-radius:18px}
.seg button{padding:12px 8px;border:0;border-radius:13px;background:transparent;font:700 15px var(--font-body);color:var(--c-ink-muted);cursor:pointer;transition:background .15s,color .15s}
.seg button[aria-pressed=true]{background:#fff;color:var(--c-ink);box-shadow:0 2px 10px rgba(12,12,12,.10)}
.seg-note{font-size:13px;color:var(--c-ink-muted);margin-top:12px}
.calc-result{background:var(--c-ink);color:#fff;padding:56px 52px;display:flex;flex-direction:column;justify-content:center}
.calc-result .rate-label{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.55)}
.calc-result .rate{font-family:var(--font-display);font-size:clamp(3.6rem,5vw,5rem);line-height:1;color:var(--c-positive-bright);margin:10px 0 12px;font-variant-numeric:tabular-nums}
.tier-pill{display:inline-flex;align-self:flex-start;align-items:center;padding:5px 13px;border-radius:999px;background:rgba(125,216,165,.14);color:var(--c-positive-bright);font-size:12.5px;font-weight:700;margin-bottom:20px}
/* Staffel-Meter — aktif kademe göstergesi (imza öğesi) */
.staffel-meter{display:grid;grid-auto-flow:column;grid-auto-columns:1fr;gap:5px;margin-bottom:26px}
.sm-seg{display:flex;flex-direction:column;gap:6px;min-width:0}
.sm-seg i{display:block;height:5px;border-radius:3px;background:rgba(255,255,255,.14);transition:background .3s var(--ease)}
.sm-seg.is-active i{background:var(--c-positive-bright)}
.sm-seg b{font-size:10.5px;font-weight:600;color:rgba(255,255,255,.45);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sm-seg.is-active b{color:rgba(255,255,255,.85)}
.calc-result dl{display:grid;gap:16px}
.calc-result .row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;border-top:1px solid rgba(255,255,255,.12);padding-top:16px}
.calc-result dt{font-size:14px;color:rgba(255,255,255,.6)}
.calc-result dd{font-size:20px;font-weight:700;font-variant-numeric:tabular-nums}
.calc-result .row--total dd{font-size:26px;color:#fff}
.calc-footnote{margin-top:30px;font-size:12.5px;line-height:1.55;color:rgba(255,255,255,.55)}

/* ================= FORM ================= */
.lead-section{position:relative;z-index:1;padding:0 0 110px}
.lead-card{background:var(--c-soft);border-radius:var(--r-panel);padding:64px 56px;display:grid;grid-template-columns:.85fr 1.15fr;gap:56px}
.lead-copy h2{font-family:var(--font-display);font-weight:400;font-size:clamp(2.2rem,3.6vw,3.4rem);line-height:1.08}
.lead-copy h2 em{font-style:italic;color:var(--c-primary)}
.lead-copy p{margin-top:18px;color:rgba(52,50,49,.75);font-size:17px}
.lead-copy .points{margin-top:28px;display:grid;gap:14px;list-style:none}
.lead-copy .points li{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;font-weight:600}
.lead-copy .points svg{flex:0 0 22px;width:22px;height:22px;stroke:var(--c-positive);margin-top:1px}
form.lead-form{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-content:start}
.form-errors{grid-column:1/-1;background:#fff;border:2px solid var(--c-negative);color:var(--c-negative);border-radius:14px;padding:12px 16px;font-size:14.5px;font-weight:700}
.f-field{display:flex;flex-direction:column;gap:8px}
.f-field--full{grid-column:1/-1}
.f-field label{font-size:14px;font-weight:700}
.f-field input,.f-field select,.f-field textarea{padding:14px 16px;font:500 16px var(--font-body);color:var(--c-ink);border:2px solid rgba(52,50,49,.10);border-radius:14px;background:#fff;transition:border-color .15s;width:100%}
.f-field input:focus,.f-field select:focus,.f-field textarea:focus{outline:none;border-color:var(--c-primary)}
.f-field .err,.err--standalone{display:none;font-size:13px;font-weight:600;color:var(--c-negative)}
.f-field.has-error input,.f-field.has-error select,.f-field.has-error textarea{border-color:var(--c-negative)}
.f-field.has-error .err,.f-field .err.is-visible,.err--standalone{display:block}
.err--standalone{grid-column:1/-1;margin-top:-12px}
.consent{grid-column:1/-1;display:flex;gap:12px;align-items:flex-start;font-size:14px;color:rgba(52,50,49,.8)}
.consent input{width:20px;height:20px;margin-top:2px;accent-color:var(--c-primary);flex:0 0 20px}
.consent.has-error span{color:var(--c-negative)}
.form-actions{grid-column:1/-1;display:flex;flex-direction:column;gap:12px;margin-top:4px}
.form-note{font-size:13.5px;color:var(--c-ink-muted)}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* ================= SECTIONS ================= */
.section{position:relative;z-index:1;padding:96px 0}
.section--surface{background:var(--c-surface)}
.section-head{max-width:720px;margin-bottom:52px}
.section-head--tight{margin-bottom:28px}
.section-head .eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--c-primary)}
.section-head .eyebrow::before{content:"";display:inline-block;width:26px;height:2px;background:var(--c-primary);margin-right:10px;vertical-align:middle}
.section-head h2{font-family:var(--font-display);font-weight:400;font-size:clamp(2.2rem,4vw,3.6rem);line-height:1.08;margin-top:10px}
.section-head h2 em{font-style:italic;color:var(--c-primary)}
.section-head p{margin-top:16px;color:rgba(52,50,49,.72)}

/* ================= BANKEN (modern satır-kart listesi) ================= */
.bank-toolbar{display:flex;justify-content:flex-end;margin-bottom:14px}
.sort-btn{display:inline-flex;gap:7px;align-items:center;padding:9px 18px;border:2px solid rgba(52,50,49,.12);border-radius:20px;background:#fff;font:700 13px var(--font-body);color:var(--c-ink);cursor:pointer;transition:border-color .16s var(--ease)}
.sort-btn:hover{border-color:var(--c-primary);color:var(--c-primary)}
.bank-rows{list-style:none;display:grid;gap:10px}
.bank-row{display:grid;grid-template-columns:1.7fr .7fr .8fr 132px;gap:20px;align-items:center;background:#fff;border:1px solid rgba(52,50,49,.08);border-radius:22px;padding:16px 24px;transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.bank-row:hover{border-color:rgba(255,86,0,.5);box-shadow:0 14px 36px -20px rgba(12,12,12,.22)}
.bank-ident{display:flex;gap:16px;align-items:center;min-width:0}
.bank-logo-chip{display:grid;place-items:center;flex:0 0 122px;width:122px;height:50px;background:#fff;border:1px solid var(--c-line);border-radius:14px;padding:8px 12px}
.bank-logo{height:24px;width:96px;object-fit:contain}
.bank-logo--word{display:inline-flex;align-items:center;height:24px;font:700 14px var(--font-body);letter-spacing:-.01em;color:var(--c-ink);white-space:nowrap}
.bank-meta{display:grid;gap:2px;min-width:0}
.bank-meta strong{font-size:16px}
.bank-meta small{font-size:12.5px;color:var(--c-ink-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.bank-cell{display:grid;gap:3px}
.bank-cell small{font-size:10.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--c-ink-muted)}
.bank-cell>span{font-weight:600;font-size:15px}
.bank-cell--rate .zins--value{font-family:var(--font-display);font-size:24px;line-height:1.1;color:var(--c-positive);font-variant-numeric:tabular-nums}
.bank-cell--rate .zins--na{color:var(--c-ink-muted);font-weight:600;font-size:15px}
.bank-cta{justify-self:end}
.table-note{padding:16px 8px 0;font-size:13px;color:var(--c-ink-muted)}

/* ================= SCHRITTE ================= */
.steps{counter-reset:step;display:grid;gap:0;max-width:820px;list-style:none}
.steps li{counter-increment:step;display:flex;gap:28px;padding:30px 0;border-bottom:1px solid var(--c-line);align-items:flex-start}
.steps li:last-child{border-bottom:0}
.steps li::before{content:counter(step);font-family:var(--font-display);font-style:italic;font-size:1.9rem;line-height:1;flex:0 0 56px;width:56px;height:56px;border-radius:50%;display:grid;place-items:center}
/* Adım rozetleri: Verivox yardımcı tonları */
.steps li:nth-child(1)::before{background:var(--c-soft);color:var(--c-primary)}
.steps li:nth-child(2)::before{background:#f1f7fc;color:var(--c-steel)}
.steps li:nth-child(3)::before{background:rgba(42,106,64,.10);color:var(--c-positive)}
.steps h3{font-size:19px;font-weight:700;margin-bottom:6px}
.steps p{font-size:16px;color:rgba(52,50,49,.72)}

/* ================= SICHERHEIT ================= */
.security-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:start}
.security-text p{margin-bottom:18px;color:rgba(52,50,49,.82)}
.security-panel{background:var(--c-ink);color:#fff;border-radius:var(--r-panel);padding:48px}
.security-panel .big{font-family:var(--font-display);font-size:3.4rem;line-height:1;color:var(--c-positive-bright)}
.security-panel .cap{font-size:14px;color:rgba(255,255,255,.6);margin-top:10px}
.security-panel ul{margin-top:30px;display:grid;gap:14px;list-style:none}
.security-panel li{display:flex;gap:12px;font-size:15px;align-items:flex-start}
.security-panel li svg{flex:0 0 20px;width:20px;height:20px;stroke:var(--c-positive-bright);margin-top:2px}

/* ================= FAQ ================= */
.faq-list{max-width:820px;display:grid;gap:14px}
.faq-list details{background:#fff;border:1px solid rgba(52,50,49,.08);border-radius:24px;overflow:hidden}
.faq-list summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:22px 28px;font-size:17px;font-weight:700}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";font-family:var(--font-display);font-size:26px;color:var(--c-primary);transition:transform .25s var(--ease)}
.faq-list details[open] summary::after{transform:rotate(45deg)}
.faq-list .answer{padding:0 28px 24px;font-size:16px;color:rgba(52,50,49,.78)}

/* ================= CTA BAND ================= */
.cta-band{border-radius:4rem;background:var(--c-primary);color:#fff;padding:88px 64px;text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.2) 1.5px,transparent 1.5px);background-size:30px 30px;pointer-events:none}
.cta-band h2{font-family:var(--font-display);font-weight:400;font-size:clamp(2.6rem,6vw,5.2rem);line-height:1.04;position:relative}
.cta-band h2 em{font-style:italic}
.cta-band p{position:relative;margin:20px auto 36px;max-width:38rem;color:rgba(255,255,255,.85)}
.cta-band .btn{position:relative}
.trust-bar{position:relative;margin-top:44px;display:flex;justify-content:center;gap:34px;flex-wrap:wrap;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.85)}

/* ================= LEGAL ================= */
.legal-page{padding:170px 0 110px;position:relative;z-index:1;max-width:820px}
.legal-page h1{font-size:clamp(2.4rem,5vw,4rem);margin-bottom:34px}
.legal-content p{margin-bottom:18px;color:rgba(52,50,49,.85)}

/* ================= FOOTER ================= */
.site-footer{background:var(--c-ink);color:rgba(255,255,255,.75);margin-top:60px;padding:72px 0 0;position:relative;z-index:1}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:44px;padding-bottom:56px}
.site-footer h4{font-family:var(--font-display);font-weight:400;font-size:19px;color:#fff;margin-bottom:18px}
.site-footer ul{list-style:none;display:grid;gap:10px}
.site-footer a{color:rgba(255,255,255,.72);text-decoration:none;font-size:14.5px}
.site-footer a:hover{color:#fff}
.footer-brand p{font-size:14px;margin-top:16px;max-width:26rem;color:rgba(255,255,255,.6)}
.footer-legal{border-top:1px solid rgba(255,255,255,.08);padding:22px 0;display:flex;flex-wrap:wrap;gap:10px 28px;align-items:center;font-size:13px;color:rgba(255,255,255,.5)}
.footer-legal .links{display:flex;gap:22px;margin-left:auto}
.footer-fine{font-size:12.5px;line-height:1.6;color:rgba(255,255,255,.5);padding:18px 0 34px;border-top:1px solid rgba(255,255,255,.08)}

/* ================= CONSENT BANNER ================= */
.consent-banner{position:fixed;z-index:60;left:24px;right:24px;bottom:24px;max-width:560px;margin:0 auto;background:#fff;border:1px solid rgba(52,50,49,.1);border-radius:28px;box-shadow:0 30px 70px -20px rgba(12,12,12,.3);padding:28px 30px}
.consent-banner h3{font-size:22px;margin-bottom:8px}
.consent-banner p{font-size:14px;color:rgba(52,50,49,.75);margin-bottom:18px}
.consent-banner .row{display:flex;gap:12px;flex-wrap:wrap}
.consent-banner .btn{flex:1;padding:13px 18px;font-size:14px;white-space:nowrap}
.consent-options{display:grid;gap:10px;margin-bottom:18px}
.consent-opt{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:12px 16px;border:1px solid var(--c-line);border-radius:16px;cursor:pointer}
.consent-opt span{display:grid}
.consent-opt strong{font-size:14px}
.consent-opt small{font-size:12px;color:var(--c-ink-muted)}
.consent-opt input{width:20px;height:20px;accent-color:var(--c-primary);flex:0 0 20px}
.consent-save{width:100%}

/* ================= RESPONSIVE ================= */
@media (max-width:1024px){
  .calc-card{grid-template-columns:1fr}
  .lead-card{grid-template-columns:1fr;padding:48px 36px}
  .security-grid{grid-template-columns:1fr;gap:40px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
  .bank-row{grid-template-columns:1fr 1fr;padding:18px 20px}
  .bank-ident{grid-column:1/-1}
  .bank-cta{grid-column:1/-1;justify-self:stretch;justify-content:center}
}
@media (max-width:768px){
  body{font-size:16.5px}
  .site-nav,.header-phone{display:none}
  .hero{padding-top:130px}
  .calc-inputs,.calc-result{padding:38px 28px}
  .amount-row{flex-direction:column-reverse;align-items:stretch}
  .amount-input{flex:auto}
  form.lead-form{grid-template-columns:1fr}
  .cta-band{padding:64px 28px;border-radius:2.4rem}
  .steps li::before{flex-basis:40px;font-size:2.2rem}
  .legal-page{padding-top:130px}
}
@media (max-width:480px){
  .footer-grid{grid-template-columns:1fr}
  .seg{grid-template-columns:repeat(2,1fr)}
}